Step 1: Determine Your Eligibility

Before applying for SSDI or SSI, ensure that you meet the eligibility requirements for each program:

• SSDI: To qualify for SSDI, you need to have worked and paid Social Security taxes for a specific number of years. Additionally, you must prove that your disability is severe enough to prevent you from working for at least 12 months or is expected to result in death.
• SSI: If you have limited income and resources, you may qualify for SSI even if you don’t have a work history. SSI eligibility also requires that you have a disability, or are age 65 or older.

Both programs have strict medical criteria, so be prepared to provide detailed documentation of your condition.

Step 2: Gather Necessary Documentation

Before you begin your application, gather the following documents:

• Medical records: A detailed history of your condition, treatments, doctors’ notes, lab results, and hospital records.
• Work history: Information about your employment history, including dates, job titles, and earnings for SSDI applicants.
• Income and resources information: For SSI applicants, you’ll need to provide information about your financial situation and assets.
• Personal identification: Documents like your Social Security number, birth certificate, and other personal information.

Having these documents ready will help speed up the process and ensure that your application is complete.

Step 3: Apply Online

The most efficient way to apply for Social Security Disability in Indiana is online:

• Go to the official Social Security Administration (SSA) website: www.ssa.gov.
• Click on “Apply for Benefits” and follow the instructions for applying for SSDI or SSI.
• The online application is user-friendly and guides you through each step, allowing you to submit the necessary documents directly to the SSA.

Step 4: Apply by Phone

If you prefer to apply over the phone or if you have trouble applying online, you can call the SSA’s toll-free number at 1-800-772-1213 to start your application. SSA representatives will assist you with the application process and help you with any questions.

Step 5: Apply in Person at a Social Security Office

If you are unable to apply online or by phone, you can visit your local Social Security office in Indiana to apply in person. You can find your nearest office by using the SSA’s office locator tool on their website or by calling their toll-free number.

Step 6: Wait for the SSA’s Decision

Once you submit your application, the SSA will review your case, including medical records, work history, and other relevant documents. This process can take several months, so be prepared for a waiting period. During this time, the SSA may request additional information or documents.

If your application is approved, you’ll receive details about how and when you will begin receiving benefits. If your application is denied, the SSA will explain why, and you will have the opportunity to appeal the decision.

Step 7: Appeal a Denied Claim (If Necessary)

It’s common for initial disability claims to be denied, even if you meet all the eligibility requirements. If your claim is denied, you have the right to appeal. The appeals process includes the following steps:

• Requesting Reconsideration: You can request that the SSA review your case again.
• Requesting a Hearing: If your reconsideration is denied, you can request a hearing before an Administrative Law Judge (ALJ).
• Appealing to the Appeals Council: If the ALJ denies your case, you can ask the SSA’s Appeals Council to review your case.

Step 8: Stay Organized and Follow Up

Throughout the application process, stay organized by keeping track of your application status. You can:

• Create a My Social Security account online to monitor your claim.
• Follow up with the SSA by calling their toll-free number for updates on your case.