1. Monthly Disability Payments

Once approved, you’ll receive monthly SSDI payments based on your average lifetime earnings before your disability began. In 2025, the average SSDI benefit is around $1,500–$1,700 per month, though your exact amount may be higher or lower depending on your work history.

2. Back Pay

If your claim took months—or even years—to process, you might receive back pay for the time between your established onset date (when the SSA determines your disability began) and your approval date. This lump-sum payment can be significant.

3. Medicare Eligibility

One of the most valuable SSDI benefits is Medicare coverage. In most cases, you become eligible 24 months after your SSDI entitlement date. Medicare includes:

• Part A: Hospital insurance
• Part B: Medical insurance
• Part D: Prescription drug coverage

This can greatly reduce your healthcare costs.

4. Access to Vocational Rehabilitation Services

Indiana offers vocational rehabilitation programs that help SSDI recipients return to work if they are able in the future. Services may include job training, counseling, and workplace accommodations.

5. Potential Family Benefits

Your family members may also receive auxiliary benefits if you qualify for SSDI. Eligible dependents—such as your spouse or children—can receive up to 50% of your benefit amount, subject to a family maximum.

6. Continued Cost-of-Living Adjustments

SSDI payments are adjusted annually for inflation through Cost-of-Living Adjustments (COLA), helping maintain your purchasing power over time.