What are the disability benefits for Indiana residents?
By Hogan Smith
Updated 05/16/2025
If you’re an Indiana resident facing a disability that prevents you from working, knowing what benefits are available can make a huge difference. From federal programs to state assistance, there are several resources designed to provide financial support and essential services. Here’s a complete overview of the disability benefits for Indiana residents.
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Federal Disability Benefits Available to Indiana Residents
Social Security Disability Insurance (SSDI)
SSDI is a federal benefit program for individuals who have:
- A qualifying medical disability that prevents substantial work activity.
- Earned enough work credits by paying into Social Security through employment.
The amount of SSDI benefits you receive depends on your work history and earnings. Additionally, after 24 months of receiving SSDI, you become eligible for Medicare coverage.
Supplemental Security Income (SSI)
SSI is designed for individuals with disabilities who have limited income and resources. Unlike SSDI, SSI eligibility does not require a work history. Instead, it’s based on:
- Financial need.
- Age 65 or older, blindness, or disability status.
SSI recipients in Indiana may also automatically qualify for Medicaid to help cover healthcare costs.
State Disability Benefits and Programs in Indiana
Indiana does not have a state-run short-term disability insurance program, but there are several state services and supplemental benefits available for residents with disabilities:
Medicaid for Disabled Individuals
Indiana’s Medicaid program provides health coverage for low-income individuals, including those with disabilities. If you qualify for SSI, you will generally qualify for Medicaid as well.
State Supplement to SSI
While Indiana does not offer a cash supplement to SSI recipients through a state supplement program, some individuals in special living arrangements may receive additional state-funded assistance.
Vocational Rehabilitation Services (VR)
Indiana’s Vocational Rehabilitation Services assist residents with disabilities in preparing for, finding, and maintaining employment. Services can include:
- Career counseling and guidance.
- Training and education support.
- Job placement assistance.
- Assistive technology and workplace accommodations.
Division of Disability and Rehabilitative Services (DDRS)
The DDRS, part of the Indiana Family and Social Services Administration (FSSA), oversees programs for individuals with disabilities, including:
- The Bureau of Developmental Disabilities Services (BDDS): Supports individuals with developmental disabilities through programs like the Family Supports Waiver and Community Integration and Habilitation Waiver.
- First Steps: Early intervention services for infants and toddlers with disabilities.
How to Apply for Disability Benefits in Indiana
For federal programs like SSDI and SSI, Indiana residents can apply through the Social Security Administration by:
- Applying online at www.ssa.gov.
- Calling the SSA at 1-800-772-1213.
- Visiting a local SSA office in Indiana.
For state programs, applications and information are available through the Indiana Family and Social Services Administration (FSSA) website and local offices.
How Hogan Smith Can Help
Applying for disability benefits can be stressful and confusing, especially when balancing both federal and state programs. At Hogan Smith, we assist Indiana residents by:
- Determining which disability programs you’re eligible for.
- Helping you collect the medical and financial evidence needed for your applications.
- Ensuring your forms and documentation are complete and accurate.
- Representing you during appeals if your claim is denied.
- Providing personalized guidance through every step of the process.
Contact Hogan Smith Today
If you’re an Indiana resident seeking disability benefits or need help with your application or appeal, Hogan Smith is here to help. Contact us for a free consultation and let us guide you toward getting the benefits you deserve.
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