What are common SSDI claim mistakes in Indiana?

By Hogan Smith

Updated 08/12/2025


Applying for Social Security Disability Insurance (SSDI) benefits in Indiana can be a long and detailed process. Unfortunately, even small errors can lead to unnecessary delays or outright denials. Many applicants don’t realize that Indiana’s initial approval rates are typically lower than the national average, which makes avoiding common mistakes even more important.



Knowing these pitfalls in advance can help you submit a stronger application and improve your chances of success.

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1. Submitting Incomplete or Weak Medical Evidence

The SSA needs detailed, consistent medical documentation to approve your SSDI claim. A frequent mistake is submitting:


  • Outdated medical records
  • Incomplete reports from your doctors
  • Records that don’t clearly show how your condition limits your ability to work


Without comprehensive evidence, the SSA may conclude your disability isn’t severe enough.


2. Missing Important Deadlines

SSDI claims are governed by strict time limits:


  • You generally have 60 days to appeal after a denial
  • Requests for additional information must be returned promptly


Missing a deadline could result in having to start over, losing months—or even years—of benefits.


3. Working Above the SGA Limit

Earning more than the Substantial Gainful Activity (SGA) limit—$1,550 per month in 2025 for non-blind applicants—can cause an immediate denial. Even part-time work or freelance income can jeopardize your case if it exceeds this limit.


4. Providing Inconsistent Information

Inconsistencies between your SSA application, medical records, and hearing testimony can damage your credibility. Examples include:


  • Different onset dates listed in different forms
  • Contradictions between what you tell the SSA and what’s in your medical notes


The SSA expects all your statements and documentation to align.


5. Ignoring Treatment Recommendations

If you stop treatment or don’t follow your doctor’s advice without a valid reason, the SSA may assume your condition could improve enough for you to work. Exceptions may apply if you can show you couldn’t afford treatment or had severe side effects.


6. Applying Without Professional Help

While it’s possible to file on your own, many applicants struggle with the technical requirements of the SSDI process. Without legal guidance, it’s easy to overlook important evidence, miss a deadline, or misunderstand SSA rules.

How Hogan Smith Can Help

At Hogan Smith, we guide Indiana residents through every stage of the SSDI process by:


  • Gathering and organizing strong medical evidence
  • Ensuring all deadlines are met
  • Coaching you to provide clear, consistent information
  • Advising on income limits and work activity
  • Representing you during appeals and hearings

Contact Hogan Smith Today

If you’re applying for SSDI in Indiana or appealing a recent denial, you don’t have to go through the process alone. Contact Hogan Smith for a free consultation, and let us help you avoid the mistakes that prevent so many deserving applicants from getting approved.


Further Reading

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Updated February 10, 2025

A black and white icon of a newspaper on a white background.

Updated February 10, 2025

A black and white icon of a newspaper on a white background.

Updated February 10, 2025

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