Step 1: Determine Your Eligibility

To qualify for SSDI, you must:

• Have a qualifying disability: A medical condition that prevents you from engaging in substantial gainful activity and is expected to last at least 12 months or result in death.
• Have sufficient work credits: Earned by working and paying Social Security taxes. The number of credits required depends on your age at the time of disability onset.

Step 2: Gather Necessary Information

Before applying, collect the following:

• Personal Information: Birth certificate, Social Security number, and proof of U.S. citizenship or lawful alien status.
• Medical Records: Names and contact information of doctors, hospitals, and clinics; dates of visits; medical test results; and a list of medications.
• Work History: Detailed information about your past employment, including job titles, duties, and dates of employment.
• Financial Information: Recent W-2 forms or self-employment tax returns.

Step 3: Submit Your Application

You can apply for SSDI through one of the following methods:

• Online: Visit the Social Security Administration's website at www.ssa.gov.
• By Phone: Call the SSA toll-free at 1-800-772-1213. For TTY users, call 1-800-325-0778.
• In Person: Schedule an appointment at your local Social Security office. Use the SSA's office locator to find the nearest location.

Step 4: Cooperate with the Disability Determination Process

After submitting your application:

• Medical Evaluation: The Indiana Disability Determination Bureau will review your medical records and may request additional information or examinations.
• Decision Notification: You'll receive a written decision by mail. If approved, the letter will detail your benefit amount and start date.

Step 5: Appeal if Necessary

If your application is denied:

• Request Reconsideration: Submit a request within 60 days of receiving the denial notice.
• Further Appeals: If reconsideration is denied, you can request a hearing before an administrative law judge, followed by an Appeals Council review, and finally, a federal court review if needed.