Step 1: Determine Eligibility for SSD

Before you apply for Social Security Disability (SSD), make sure you meet the eligibility requirements. The Social Security Administration (SSA) has strict criteria, which include:

• Work history: You must have worked for a certain number of years and paid into Social Security through payroll taxes.
• Severe disability: Your disability must prevent you from working for at least 12 months or be expected to result in death.
• Medical evidence: You’ll need strong medical documentation to prove that your condition meets SSA’s Listing of Impairments.

If you're unsure whether you meet these criteria, it's a good idea to speak with an expert to confirm your eligibility.

Step 2: Gather Required Documents

To apply for Social Security Disability in Indiana, you will need several key documents. These include:

• Proof of identity (e.g., birth certificate, Social Security card, government-issued ID)
• Medical records showing your diagnosis, treatment, and how your condition limits your ability to work
• Work history: W-2s, tax returns, or a Social Security earnings statement
• Disability-related documents, such as hospital records, doctor’s reports, or prescriptions

Having all your documents ready will help you avoid delays in the application process.

Step 3: File Your SSDI Application

There are several ways to apply for Social Security Disability in Indiana:

• Online: The easiest and fastest way is to apply online at www.ssa.gov.
• By phone: Call the SSA at 1-800-772-1213 to start the application over the phone.
• In person: You can visit your local Social Security office in Indiana.

When applying, be honest and thorough. The more detailed and accurate your application is, the less likely you are to face issues down the road.

Step 4: Understand the SSA’s Five-Step Evaluation Process

The SSA uses a five-step process to evaluate SSD applications. These steps are:

1. Substantial Gainful Activity (SGA): If you’re earning above the SGA threshold, the SSA will consider you able to work.
2. Severe Condition: Your disability must significantly limit your ability to perform basic work tasks.
3. Listed Impairment: If your condition is listed in the SSA’s Listing of Impairments, you may automatically qualify.
4. Past Work: The SSA will determine whether you can perform any of your previous work.
5. Other Work: Finally, the SSA will decide whether you can do any other type of work based on your education, skills, and experience.

Make sure your application includes the necessary medical evidence to meet each of these criteria.

Step 5: Follow Up on Your Application

Once you’ve submitted your SSD application, keep track of its progress. You can:

• Create an SSA online account to monitor your application status
• Follow up with the SSA by calling 1-800-772-1213 if you haven’t received updates

If additional documentation or information is requested, respond promptly to avoid delays.

Step 6: Be Prepared for a Denial

It’s common for SSDI claims to be denied initially, even if you have a valid case. If your claim is rejected, don’t be discouraged. You can appeal the decision. The appeals process involves:

• Reconsideration: The SSA will review your case again.
• Hearing before an Administrative Law Judge (ALJ): If reconsideration is denied, you can request a hearing before a judge who will review your case in person.
• Appeals Council: If the ALJ denies your claim, you can ask the Appeals Council to review it.
• Federal Court: If the Appeals Council denies your claim, you can take the matter to federal court.